Discover the factors that led XRP to reach an all-time high in July 2025, from whale accumulation to regulatory developments, while gaining expert perspectives following its recent correction.
On July 18, XRP reached a new all-time high of $3,65, surpassing its previous record of $3,40 set in 2018. Although it now trades down 18% from its new ATH, this milestone cemented XRP as the third most capitalized cryptocurrency in the market. Briefly, its market cap surpassed $210.000 billion, and the cryptocurrency recorded a 5,2% market share.
Thanks to this exponential growth, which exceeds 500% annually, XRP is also positioned among the 100 most valuable assets in the world, above giants such as Xiaomi and some listed multinationals.
However, at the time of writing, XRP's price has corrected, losing support at $3,00 and stabilizing around $2,90 according to market data. Its market capitalization, meanwhile, remains near $175.000 billion at the time of writing.
Source: CoinGecko
This behavior in the price of XRP reflects both the magnitude of its latest rally and its resilience to market challenges, which has not compromised its dominant position in the crypto ecosystem, as it remains the third most capitalized cryptocurrency, above USDT.
The engines of the XRP rally
The rise of XRP was driven by a mass accumulation of tokens by large investors. According to on-chain data, whales acquired more than $9.000 billion worth of XRP in the weeks leading up to the all-time high, with wallets exceeding 10 million tokens leading the activity. As experts have noted, this massive demand phenomenon reduced the available circulating supply and generated sustained upward pressure on its price.
Furthermore, the daily trading volume also reached historic highs, with $18.000 billion in spot trading and over $46.000 billion in derivatives, representing an increase of over 150% compared to the monthly average. open interest in futures rose 27%, reflecting short-term profit expectations by institutional traders.
Source: coinglass
In parallel, the regulatory advances In the United States, these measures bolstered market confidence. Ripple withdrew its appeal in its case against the SEC, suggesting a near resolution after years of litigation. Additionally, the SEC and CFTC, two of the top U.S. financial regulators, have launched two new regulatory initiatives aligned with the digital asset report published by the White House Virtual Asset Working Group, which was created by executive order of President Donald Trump and seeks to provide greater clarity for the blockchain industry.
Ripple has also filed for a banking license in the United States and has expanded its RippleNet network with new partnerships, including the development of an Ethereum-compatible sidechain. All of these moves are helping to solidify XRP as an asset with real utility in cross-border payments and institutional tokenization.
Post-Rally Correction: Technical Signals and Typical Crypto Behavior
After reaching its current high, XRP corrected around 18%, falling below $3,00 and stabilizing around $2,90. This pullback is part of a common pattern for many analysts in the cryptocurrency market: the profit taking after price spikes, which often cause temporary declines and technical adjustments.
Indicators such as the RSI and Stochastic RSI showed signs of overbought conditions, which has historically preceded declines in XRP this year. Some analysts warn of a possible downward extension towards $2,65 or even $1,14 if key support levels are lost, while others project a possible recovery towards $3,30 and $3,70 if buying pressure persists.
Furthermore, the macroeconomic context is playing a significant role in XRP's dynamics. Monetary policies in the United States, volatility in the futures markets, and the movement of capital toward assets with stronger fundamentals have contributed to an uncertain environment. However, compared to many other altcoins, XRP maintains relative strength, with a technical structure that suggests there is still room for an upswing if favorable conditions align.
BUY XRP ON BIT2MEShort and medium term outlook and possible movements
Looking ahead to the rest of 2025, analysts agree that XRP is in a critical zone. If it manages to consolidate above $3,00 with increasing volume, it could resume its path toward $3,65 and even surpass that level.
One of the factors keeping bullish expectations alive is the strong institutional interest surrounding XRP, especially due to the possible approval of a spot ETF, the approval of which seems increasingly likely, with expert estimates close to 95%. Although the SEC has not yet announced an official decision, this event could be an important trigger that generates a wave of renewed demand for XRP, particularly if accompanied by progress in regulation and greater adoption by banks and financial institutions.
In the short term, the key levels to watch are $2,85 as immediate support and $3,30 as technical resistance. If the latter is surpassed, the next target could be $3,70, while a drop below $2,65 would open the door to more conservative scenarios.
In conclusion, XRP is at a crucial stage, with the price hovering near decisive levels that will determine whether it renews its bullish momentum or deepens its correction. Movements in the coming weeks will be key to determining the direction of this cryptocurrency, which remains one of the most relevant in the market due to its institutional adoption and underlying technology.
