XRP reaches levels not seen since 2021 thanks to the momentum generated by the expectation of spot ETF approval.
The XRP cryptocurrency has performed remarkably well in the first few months of this year, consolidating above $2 and reaching levels not seen since 2021. This price movement coincides with renewed interest in digital asset spot ETFs, particularly amid a favorable political and regulatory environment in the United States.
Several ETF applications seeking to include XRP as an underlying asset are under evaluation by the Securities and Exchange Commission (SEC), whose ruling is eagerly awaited. mid octoberThe regulatory changes recently announced by the agency could facilitate the approval of these funds, opening up new opportunities for institutional adoption and the appreciation of digital assets.
The political context driving interest in XRP
Since late 2024, XRP began to show a sustained rally that led it to surpass the levels seen in 2021, when it approached $2 per unit. Now, the cryptocurrency has managed to reach and stay above the $2 threshold since April 2025. This movement coincides with Donald Trump's presidential victory in November 2024, an event that sparked renewed expectations in the crypto market. During his campaign, Trump adopted a favorable stance toward cryptocurrencies, consolidating a narrative of openness that encouraged investors and enthusiasts to reevaluate their positions in these digital assets.
XRP's price recovery since then reflects not only the influence of the political context but also the growing interest in the materialization of financial vehicles that facilitate institutional investment, such as spot ETFs. By reaching this valuation level, XRP demonstrates significant technical strength that could serve as a basis for upward movements, especially if regulatory progress is confirmed.
Source: CoinGecko
SEC regulatory changes fuel expectations
The U.S. Securities and Exchange Commission is currently evaluating several applications for ETFs containing digital assets, including specific proposals for XRP. Some of these decisions have deadline for October 17, 2025, and market expectations are rising due to recent SEC regulatory announcements that modify certain quotation rulesThese changes are designed to facilitate the listing of cryptocurrency spot ETFs on major exchanges.
One of the most notable advances is the adjustment to the regulations governing the registration and listing of these funds. Under this new structure, the funds have a clearer and more favorable operating framework, which reduces administrative and technical barriers.
In addition to the formal process, The SEC has shown a more open stance towards funds backed by digital assets. traded on spot markets, a substantial difference from the rigor with which similar proposals based on futures or derivatives have historically been evaluated. This change could trigger a flow of financial products which, until now, remained in regulatory limbo, creating an enabling environment for XRP and other similar assets to expand their investment scope.
Complementing this situation, Rex-Oprey He launched recently the first XRP spot ETF in the US, which is listed on the Cboe exchange and is protected by Law 40, setting a precedent for future funds. Although this fund operates with certain peculiarities, it paves the way in practical terms for the structuring of institutional investments directly linked to XRP.
XRP spot ETFs: the key to the traditional market
The final approval of spot ETFs for XRP would represent a significant milestone in the history of the cryptocurrency and in the traditional market's acceptance of this digital asset. According to analysts, the introduction of a vehicle that allows direct and regulated investment in XRP would facilitate the arrival of large-scale institutional flows, which could drive the token price towards ranges of $4 to $5 in the short and medium term.
This potential upward movement responds to the capacity that an ETF would have to attract capital that until now were kept out due to the complexity of accessing specific cryptocurrencies in a secure and regulated manner. ETFs work as a bridge between traditional markets and the crypto ecosystem, offering institutional investors a familiar tool, with clear regulatory frameworks and legal support, which multiplies the possibilities for diversified adoption.
In addition to the direct financial impact, the incorporation of spot ETFs would contribute to strengthening the infrastructure and trust in the XRP ecosystemThe cryptocurrency, specifically designed to facilitate cross-border payments and institutional participation, would benefit substantially from the expansion of its user base and real-world applications. The arrival of large institutional players in the market could also accelerate innovations and collaborations within the framework of blockchain technology linked to XRP, strengthening its role in global financial systems.
The establishment of spot ETFs would allow XRP to consolidate its position as a benchmark asset, not only for traders and crypto enthusiasts, but also for fund managers, banks, and companies seeking efficiency in international payments and diversification in investment portfolios.
In short, validation through regulated financial vehicles such as cash exchange-traded funds could confirm XRP as a key component within the global crypto and financial landscape.
October: XRP's defining moment
Markets are closely watching the SEC's decision on XRP spot ETFs by October 2025, amid significant regulatory changes and favorable political circumstances.
The consolidation of XRP's price above $2 reflects the market's preliminary confidence, supported by the expectation that the arrival of these institutional vehicles will be a catalyst for greater appreciation and adoption. The combination of a more accessible regulatory framework, the creation of innovative funds like Rex-Oprey, and a growing investor base point to a future in which XRP can occupy a prominent place in the global financial ecosystem. In other words, all of this opens the door for this cryptocurrency not only to gain traction in the markets, but also to consolidate itself as a key player, strengthening its value and practical utility.
