The US is preparing for 'Cryptocurrency Week': the CLARITY and GENIUS Acts are at the center of the debate.

The U.S. House of Representatives has designated the week of July 14, 2025, as "Crypto Week," where key pieces of legislation such as CLARITY, GENIUS, and anti-CBDC oversight will be discussed, all of which could transform the crypto regulatory landscape.

For the first time in US legislative history, Congress has designated a full week to debate the future of digital assets. The so-called “Cryptocurrency Week”, scheduled to begin on July 14, promises to be a watershed moment for the global crypto ecosystem, with the CLARITY and GENIUS bills taking center stage.

A week with historic regulatory ambitions

The announcement, made by Financial Services Committee Chairman French Hill and Agriculture Committee Chairman G.T. Thompson, made clear that this is not just a legislative agenda: it is a deliberate attempt to position the United States as the undisputed leader in the development of blockchain infrastructure and digital assets.

During that week, according to the statement released by Hill and Thompson, the House of Representatives will discuss three key initiatives: the CLARITY Act, which is the proposed Regulatory Clarity Act for Innovative Technology and seeks to regulate the crypto market in general, the GENIUS Act, which is the proposed Law for the Supervision and Innovation of Stablecoins, and the State Anti-CBDC Surveillance Law, which seeks a ban on the use of central bank digital currencies in the country.

Hill said that the objective of this week, and of the regulatory debates that will take place in it, is Provide clear rules, protect financial privacy, and foster American leadership in this emerging field.Hill, who expressed her gratitude for the support of the Trump Administration and her Senate colleagues, also noted that the House is taking decisive steps to advance independent market structure legislation for end of September.

CLARITY Act: Clear rules for an emerging crypto market

Amid the accelerated growth of cryptocurrencies and blockchain technology, the CLARITY Act seeks to eliminate the legal ambiguity that has frustrated innovators and developers in the United States for years. Its premise is simple but powerful: provide a framework that delineates which digital assets should be considered securities (regulated by the SEC) and which are commodities (regulated by the CFTC).

Among the most innovative aspects of this law is the creation of a new category: "mature blockchains." This classification would allow certain cryptocurrencies, after meeting technical and decentralization criteria, to be treated as assets not subject to securities regulation, alleviating regulatory pressure on networks like Ethereum.

Likewise, the CLARITY Act would exempt developers and validators of decentralized projects from certain legal responsibilities, in line with the principles of open source and permissionless innovation.

If passed, this law would represent a momentous change. Fintech companies would be able to operate with greater predictability, and investors would have greater legal protections, something that has been a central demand of the crypto ecosystem in the United States for years. 

GENIUS Act: The definitive legal framework for stablecoins

For its part, the GENIUS bill focuses on regulating stablecoins, those cryptocurrencies designed to maintain parity with the US dollar. Their importance has grown exponentially, as today represent more than 70% of the transaction volume in blockchain and its market capitalization exceeds $250.000 billion. 

The bill proposes that all stablecoins be backed 1:1 by cash or Treasury bonds, prohibiting any type of interest that could assimilate them to traditional financial instruments. In addition, it establishes a dual licensing system, which will allow issuers handling less than $10.000 billion to be regulated by state entities, while larger issuers will require federal oversight.

The debate on this bill has not been without controversy, and to date it has featured dozens of modifications and amendments. Some experts fear that the new regulation will allow large technology corporations like Apple, Google, or X to venture into private stablecoin issuers, creating new challenges for traditional monetary policy.

Still, the GENIUS Act has been hailed as a step forward toward legitimizing these currencies as fundamental tools of the financial system of the future.

Anti-CBDC Law: A Wall Against Digital State Money

Unlike many countries moving toward the creation of central bank digital currencies (CBDCs), the House of Representatives and the federal government are preparing to oppose the idea head-on.

The State Anti-CBDC Surveillance Law seeks, literally, Permanently block any federal attempt to issue a government-controlled digital currencyRepublican lawmakers argue that a CBDC would violate individual privacy and open the door to state financial surveillance.

The country's president, Donald Trump, has also defended the right of the American people to privacy in their transactions, speaking out against the creation of a digital dollar and even against the use of any other CBDC. 

This stance has reinforced the narrative of monetary sovereignty and puts the United States in a distinct position compared to powers like China, which have already launched pilots of their sovereign digital currencies.

A message with global repercussions

Although the debate is local, its repercussions are global. If Congress passes the CLARITY and GENIUS Acts, the United States will not only send a message of support for innovation but will also set benchmarks for other countries seeking to regulate their own crypto markets.

In Latin America, where inflation and banking instability have driven the use of cryptocurrencies and stablecoins, U.S. regulatory clarity could offer a model to follow. European and Asian countries have even begun talks to review their regulatory frameworks, anticipating a new global standard led by the world's leading power. 

In short, experts predict that the “Cryptocurrency Week”, scheduled for mid-July, marks a turning point for the global financial market, with the convergence of regulation, technology, and political interest offering a unique opportunity to reimagine the future of money.