XRP's impressive growth over the past year has prompted a country to recognize it as a key asset in its financial policy, setting a precedent for crypto adoption.
Thailand's Securities and Exchange Commission (SEC) has confirmed in its latest monthly report that XRP, the token developed by Ripple, has become the most profitable financial asset of the country during 2025. With a year-on-year growth of 390% in August and nine consecutive months leading the profitability ranking, XRP has not only surpassed Bitcoin and Ethereum, but also traditional assets such as gold and local stocks.
Official figures published in the Thai SEC report highlight that this performance reflects a unique phenomenon in Southeast Asia and opens a debate about the role of cryptocurrencies in emerging economies.
This case becomes even more relevant when considering XRP's global position. Currently, the token occupies the fifth place in market capitalization worldwide, consolidating itself as one of the most influential cryptocurrencies in the crypto ecosystem.
XRP vs. Bitcoin, Ethereum, and Gold in Thailand
The data from the Thai SEC show that XRP has not only managed to outperform Bitcoin and Ethereum in profitability, but has also left behind gold, traditionally considered a safe haven in times of economic uncertainty. Monthly trading volume reached 299,4 billion baht, equivalent to approximately $8,2 billion, reflecting a level of activity that goes beyond occasional speculation.
A key aspect of this phenomenon is the participation of retail investors, who accounted for 42% of XRP activity in August. This solid base of small-scale traders has sustained demand for Ripple's cryptocurrency, even during periods of global price stagnation. However, the report also highlights a growth in the participation of institutional and foreign investors, suggesting that the Thai market is evolving toward greater maturity and liquidity.
XRP's resilience in Thailand contrasts with its performance in other markets, where the token has faced prolonged declines and harsher regulatory scrutiny. Despite this, the loyalty of Thai investors has allowed it to remain the country's most profitable asset for nearly a full year.
Thailand and the commitment to financial innovation
The rise of XRP in Thailand cannot be understood without considering the broader context of the country's crypto industry. The government has promoted initiatives ranging from the creation of a national digital payments platform to the tokenization of sovereign debt bonds. These measures, backed by the SEC, demonstrate institutional interest in integrating blockchain technology into the country's financial infrastructure.
The combination of a clear regulatory framework, an active retail user base, and the progressive influx of institutional capital has turned Thailand into a laboratory of innovation for the crypto industry. In this context, XRP has found fertile ground to consolidate itself as the preferred asset among local investors. The preference for this token, over other more globally established ones such as Bitcoin or Ethereum, reflects a particular dynamic in which trust and social adoption play a decisive role.
Globally, XRP maintains its position as the fifth most capitalized cryptocurrency on the market, reinforcing its relevance in an increasingly competitive ecosystem. Its use in cross-border payment solutions and its integration into financial infrastructure projects make it an asset with practical applications beyond speculation. The Thai case, in this sense, can be interpreted as an example of how local adoption can drive a token's consolidation on the international stage.
XRP as a symbol of regulation and growth
The Securities and Exchange Commission of Thailand's report offers a clear picture: XRP not only leads the country in profitability, but has also become a symbol of confidence in the crypto industry. Its 390% year-over-year growth, coupled with nine consecutive months as the most profitable asset, positions it as a benchmark in a market that combines regulation, innovation, and social participation.
The Thai experience demonstrates that cryptocurrencies can thrive in regulated environments and that adoption depends not only on global speculation, but also on local trust and public policies that encourage innovation.
In this context, XRP not only consolidates its role as the fifth most capitalized cryptocurrency in the world, but is also projected as a key asset in the financial transformation of Asia and, potentially, other emerging markets.
