Neither BTC nor ETH: this is the token experts are watching ahead of the possible passage of the CLARITY Act

In Washington, the debate is heating up over the CLARITY Act, whose approval could redefine the financial landscape of cryptocurrencies. 

Analysts, legislators, and representatives from the digital industry discuss the latest details of the bill known as CLARITY Act. The goal, as this media outlet has reported, is to finalize a regulatory framework that definitively shapes the relationship between the crypto ecosystem and traditional institutions before the end of the 2026 legislative period.

The central point of the bill is redistribute powers among the main regulatorsThe Commodity Futures Trading Commission would assume a broader role in overseeing the crypto market, sharing the authority currently held by the Securities and Exchange Commission. If this measure is approved, the market could gain a more stable and predictable footing, something many institutional funds consider necessary to encourage large-scale investments in assets like Bitcoin, Ethereum, or XRP.

However, beyond the debate about regulatory authority, the CLARITY Act also It addresses how stablecoins workThis is an issue that continues to divide the various players in the sector. Traditional banks advocate for limiting the interest rates offered by these stablecoins, concerned about their potential to compete directly with bank deposits. Meanwhile, the capital markets are closely watching the definition of a mature network, a classification that would determine which projects will be subject to the regulations applied to commodities.

For experts, this category could represent a turning point for many cryptocurrencies, as it would grant them clearer regulatory recognition and facilitate their institutional custody under less stringent requirements. If Congress achieves the expected consensus and approves this bill, it could mark the beginning of a new era of institutional liquidity in the global financial ecosystem.

The CLARITY Act could redefine the future of XRP

The potential passage of the CLARITY Act could mark a turning point for the crypto ecosystem in the United States, offering a regulatory framework capable of clearing up years of uncertainty regarding the classification of digital assets. In this scenario, analysts and members of the blockchain community are closely watching to see which of the major cryptocurrencies would gain the most traction following the implementation of the legislation.

According to conversations In specialized networks and forums, one of the assets that could emerge strengthened from the approval of the CLARITY Act is XRP. 

The cryptocurrency developed by Ripple Labs has gained prominence in discussions on Capitol Hill. After years of legal battles that defined its relationship with securities legislation, the new law would establish an official mechanism to determine which blockchain networks operate with sufficient autonomy and decentralization to avoid being treated as financial securities. This formal step would eliminate much of the ambiguity surrounding Ripple and pave the way for banks and payment institutions to adopt its technology with greater legal certainty in international transactions.

Currently, XRP trades at a risk premium due to regulatory uncertainty, but the new legal framework would level the playing field with traditional assets. Experts believe the proposed law would validate XRP's operational structure, solidifying its position as a key infrastructure for real-time asset settlement. 

Cryptocurrencies in the face of regulatory redefinition in the US.

The crypto ecosystem is at a historic turning point ahead of tomorrow's legislative session, where the United States Senate will resume debate on the CLARITY Act. After months of stagnation... Discrepancies over the performance of stablecoins and the tokenization of real-world assets (RWA)Its possible approval promises to dismantle the legal ambiguity that has hindered institutional expansion in the country.

If passed, the CLARITY Act would represent a profound change in how the market classifies and monitors major digital assets. In addition to XRP, in the case of BitcoinThe proposal would solidify its status as a digital commodity under the exclusive authority of the CFTC, eliminating any doubt about its potential classification as a security. This definition would open the door to large pension funds and corporate treasuries seeking exposure to a regulated and transparent asset, and would reinforce its role as a trusted digital store of value.

Ethereum And other altcoins would also enter a new phase. The legislation establishes a clear mechanism for assets initially considered investment contracts to be recognized as commodities once they reach a sufficient level of decentralization. This legal precision would provide the DeFi ecosystem with a more predictable compliance path and reduce the conflicts with the SEC that have plagued recent years.

In the field of stablecoinsThe CLARITY Act would complement the existing GENIUS Act. Together, both laws would establish that stablecoins are fully valid as payment instruments and fundamental components of the digital financial infrastructure, although the possibility of offering direct returns to users is still under discussion. 

Beyond the technical aspects, the ultimate purpose of the regulatory proposal is Strengthening the competitiveness of the United States as a global hub for blockchain innovation. By providing a stable and transparent regulatory environment, the legislation would bolster the leadership of the private digital dollar against central bank digital currencies developing in other regions. In this context, the country would not only consolidate its financial influence but also pave the way for a new era of trust in digital markets.