Switzerland and Liechtenstein have integrated Cardano into 137 establishments, consolidating the use of this crypto asset in European retail.
The ADA cryptocurrency, native to the Cardano network, began to be accepted as a means of payment at 137 points of sale distributed between Switzerland and the Principality of Liechtenstein.
According to reports issued by the Cardano Foundation, this implementation allows users to use their digital assets to acquire direct consumer goods, without the need to resort to traditional financial intermediaries during the purchase process.
This announcement positions the Cardano network within a commercial infrastructure that already processes transactions with other assets such as Bitcoin (BTC) and various stablecoins, reinforcing the trend of these countries towards the comprehensive digitization of their retail economies.
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The Cardano network stands out in the technology sector for having been developed under an approach of academic rigor, using peer review methods and high-security engineering principles.
Unlike other projects that prioritize launch speed, this blockchain was built in a modular way and based on scientific research to ensure scalability and sustainability.
According to statements by Frederik Gregaard, CEO of the Cardano Foundation, the arrival of ADA in retail at 137 Spar chain locations represents the step from a purely experimental phase to a genuine financial transformation.
"When blockchain becomes invisible infrastructure – when paying with ADA is as natural as using a card – we have moved beyond the experimental phase towards a true financial transformation.", said Gregaard.
This milestone is significant for the ecosystem because it brings a complex infrastructure, originally designed for smart contracts and decentralized governance, into the realm of everyday transactions. The adoption of Cardano in physical establishments validates the network's technical capacity to handle real-time operations.
According to technical data provided by the foundation, the system allows customers to scan a QR code from their personal digital wallet, processing the payment directly. For the commercial sector, this method represents an approximately 66% reduction in operating costs compared to conventional credit card systems, thus encouraging the migration to distributed ledger-based solutions.
Bitcoin, stablecoins and digital asset diversification in Switzerland
In Switzerland, cryptocurrency adoption is progressing steadily. The city of Lugano has become an example of how digital payments are beginning to integrate into daily life. By the end of 2025, nearly 350 local businesses were already accepting Bitcoin and stablecoins as part of a program driven by municipal authorities, which aims to consolidate blockchain technology within its urban economy.
The recent arrival of Cardano (ADA) expands this ecosystem and reinforces the intention to diversify the options available to users. Its integration not only increases the variety of available digital assets but also introduces a network renowned for its energy efficiency and focus on security. In Lugano, using ADA, BTC, or stablecoins like USDC, USDT, and DAI is no longer seen as an experimental practice but as a real alternative for conducting daily transactions with greater stability.
The local government and crypto companies like Tether are working together on this financial modernization and have allocated more than $6,4 million to strengthen the city's digital infrastructure by 2030. The goal is that Cryptocurrency payments are becoming a natural part of commerce and become a reliable option for citizens and businesses.
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The use of ADA in physical retail in Switzerland and Liechtenstein sets a precedent for how blockchain technology can coexist with traditional finance. In this system, although the customer pays with their cryptocurrency, the merchant receives the equivalent amount in Swiss francs immediately. This process prevents businesses from assuming risk due to asset price fluctuations and provides a convenient and secure shopping experience for both parties.
Currently, there are 137 commercial points operating under this payment scheme, and although they represent a small portion of the total number of existing businesses, they reveal ample room for continued growth in the coming years.
But beyond the number of locations, the change reflects a transformation in how we understand digital payments. The Cardano Foundation emphasizes that its intention is for sending ADA from a digital wallet to be as simple and commonplace as using a bank card.
Switzerland has earned its position as a favorable environment for these trials thanks to its clear regulatory structure, which facilitates the deployment of innovative solutions in real-world scenarios. This model allows us to observe how blockchain can support transactions in demanding and dynamic markets, while bringing the technology closer to everyday consumption.
With initiatives like this, Cardano reaffirms its commitment to linking blockchain technology with the real economy, driving a more modern, transparent and accessible financial system for all.
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