Family offices are reducing their exposure to traditional equities and significantly increasing their investments in venture capital and crypto assets, especially Bitcoin.
In 2025, family offices, those discreet but influential managers of large fortunes, are changing the rules of the game. Far from keeping their traditional portfolios full of classic stocks, they are increasingly betting on venture capital and cryptoassets, with Bitcoin leading the list.
A recent report by BNY Wealth, the wealth management division of BNY Mellon, one of the largest banks globally, reveals This trend is gaining strengthThe new generation of leaders in these offices sees technological innovation and digital finance not only as an opportunity, but also as a more reliable and profitable way to grow wealth.
This shift reflects a significant shift toward assets that were once considered too volatile or risky, but are now positioned as pillars for the financial future. Bitcoin, in particular, has become a star for those seeking to diversify and protect their capital amid the uncertainty of traditional markets.
BUY BTC FAST AND SAFEThe new investment map for family offices: Goodbye to stocks?
For a long time, stocks were the "workhorse" for family offices. But in 2025, everything is changing. According to the report from BNY Wealth, titled “2025 Investment Insights for Single Family Offices”Public equity, that is, traditional stocks, now only represents 19% of these asset managers' assets, a significant drop from 28% last year.
But What is the reason for this change? The answer seems to lie in an increasingly uncertain global environment: geopolitical tensions, unrelenting inflation, and technological advances that are revolutionizing the financial world. Faced with this situation, family wealth managers are seeking diversify to protect and grow capital.
Venture capital has become a favorite because it allows investors to invest in startups and disruptive companies that could be the giants of tomorrow. Meanwhile, cryptocurrencies, led by Bitcoin, are gaining ground as a way to take advantage of the digital revolution while simultaneously protecting the value of traditional currencies against the depreciation of their value.
Thus, family offices are creating a new investment map, one that's more dynamic and adapted to current times, where innovation and digital technology are increasingly dominant.
The new generation driving the crypto revolution
One of the key drivers of this transformation towards cryptocurrencies is the generational transition in family office leadershipYounger heirs, digital natives with a global vision, are leading the adoption of Bitcoin and blockchain.
According to the BNY Mellon report, 74% of high-net-worth family offices have already invested or are exploring investments in cryptoassets. This figure is even more significant considering that, until a few years ago, skepticism and caution prevailed in this sector.
In this context of growing cryptocurrency adoption, young leadership in family offices brings greater technological affinity and an open mindset to calculated risk and innovation. For these new leaders, staying out of the crypto ecosystem is equivalent to missing the boat of next great financial revolutionThus, the generation of heirs is not only inheriting wealth, but also a new way of understanding and managing money in an increasingly digital and connected world.
Certificate
Basic Bitcoin Course
Basic levelStart from scratch in Bitcoin in a clear, easy, safe and quick way. This course is specially designed for beginners practically know nothing about Bitcoin.
The role of politics in the rise of cryptocurrencies
Political changes have been a key driver of growing confidence in cryptocurrencies. Donald Trump's arrival to the US presidency marked a turning point, thanks to his more open and favorable stance toward these digital assets. Furthermore, the approval of the first Bitcoin ETFs in 2024 not only validated cryptocurrencies as a legitimate option, but also attracted the attention of large investors and family fortunes who had previously viewed this market with suspicion.
Sinead Colton Grant, chief investment officer at BNY Wealth, explains it clearly: regulatory clarity has been essential in making investors feel more comfortable and secure when investing in cryptocurrencies. She believes that, far from being a hindrance, regulation now acts as a shield that protects those seeking to diversify their portfolio without exposing themselves to legal risks or unpleasant surprises.
This new legal framework has opened the door for family offices, traditionally cautious and averse to opacity, to explore the potential of Bitcoin and other digital assets with greater confidence. In short, policy and regulation are transforming the crypto landscape, making it a more solid and attractive platform for institutional investors.
PREPARE YOUR WALLET TODAYFewer stocks, more diversification
As we can see, this year family offices are leaving behind the traditional trust in stocks and are exploring cryptocurrencies as a smarter and more balanced diversification optionBNY's wealth management arm emphasized that it's not about abandoning equities, but rather seeking a more resilient portfolio in the face of global volatility and the risks posed by inflation and geopolitics.
According to the report, the majority of family offices that participated in the survey revealed that they want to combine the best of classic assets with new opportunities. More than half plan to increase their exposure to the crypto sector, while An impressive 74% have already invested in or are exploring cryptocurrencies..
Tax-efficient investing is also in the spotlight, with nearly three-quarters considering it a key trend for protecting and growing wealth.
Artificial intelligence is also part of the future of investments
In addition to Bitcoin and cryptocurrencies, artificial intelligence (AI) is revolutionizing the investment world, and family offices are well aware of this. According to the BNY Wealth report, the 83% of these investors believe that AI will be the main investment opportunity in the next five years.And no wonder: this technology is not only changing the way portfolios are managed, but is also transforming entire sectors, from manufacturing to financial services.
AI enables data analysis with previously unthinkable precision and speed, improving trend prediction and automating complex processes. This translates into better decisions and greater operational efficiency. But it doesn't end there: when artificial intelligence is combined with technologies like blockchain and cryptoassets, a new paradigm opens up where innovation is the key to growth.
For family offices that know how to adapt, this innovative and disruptive combination represents a unique opportunity to lead the next wave of wealth creation. Investment specialists see it not just as a passing fad, but as a smart and visionary strategy for the future, as this disruptive duo is transforming the way assets are managed and multiplied, and those who embrace it early could position themselves as leaders in a constantly evolving market.
To conduct this research, BNY Wealth surveyed 282 investment decision-makers in family offices, most of whom had net worths between $500 million and $5.000 billion.
ENTER CRYPTO WITH CONFIDENCE
