Companies lose up to 5% on each sale, but Bitcoin could solve that.

Between fees, waiting times, and exchange rates, traditional banking continues to eat away at the profit margins of many businesses. However, Bitcoin allows for instant, secure, and direct settlement of sales without intermediaries. 

The payments system that drives the global economy is undergoing a profound overhaul, driven by its own operational limitations. At the conference Bitcoin 2026 held in Las Vegas, Jack MallersThe CEO of Twenty One Capital presented a vision focused on regaining financial control within companies. His approach highlights an everyday problem that directly impacts the bottom line of millions of businesses.

Traditional payment networks, especially those linked to credit cards, incur costs that accumulate with each transaction. These fees ultimately reduce profit margins and hinder the growth potential of businesses. Faced with this situation, more and more organizations are exploring alternatives that allow them to operate more efficiently and with less dependence on intermediaries.

From this perspective, Bitcoin emerges as a functional tool. Its use allows for direct value settlements, with global reach and without the typical frictions of traditional banking. For Mallers, this is a shift that opens the door to a model in which companies manage their financial flows with greater control and predictability.

Blockchain technology, the foundation of Bitcoin and the driving force behind innovative decentralized systems, is redefining how money circulates in the corporate world. Thanks to its features and efficiency, the ability to transfer value quickly and programmatically is now a reality, introducing concrete improvements in cost, time, and transparency. 

From this perspective, the executive called for a shift away from supporting legacy structures and towards optimizing the new technological model that makes it possible to operate on a global scale with efficiency and security.

Bitcoin: a solution to improve profitability and business efficiency

La intervention During the conference, Mallers outlined the incentives driving companies to rethink their relationship with fiat currency. According to the executive, there are three key areas where Bitcoin outperforms the current financial architecture:

• Elimination of bank withdrawals: Card networks like Visa and Mastercard charge fees ranging from 3% to 5% per transaction, a cost that falls directly on merchants' bottom line. In this context, Mallers presented Bitcoin as a tool that reduces operational friction and improves payment efficiency. 

• End of forced subsidies: In his presentation, Mallers explained how the current system shifts several costs onto the merchant. In addition to commission fees, which can reach up to 5% of the sale value, financial intermediaries maintain reward programs such as points or miles, which are ultimately absorbed by the businesses themselves. In practice, it is the businesses that cover the benefits received by the consumer, even though these benefits are part of the payment system's structure.

• Functional duality: Mallers also highlighted the difference in how money moves. While card payments can take several days to fully settle, blockchain-based networks, such as Bitcoin's Lightning Network, allow for much faster, almost instantaneous, and very low-cost transfers with confirmation. This agility improves cash flow and reduces reliance on lengthy banking processes, allowing many companies to access their capital without delays or waiting. 

• Bitcoin is superior to gold: Another key point was the comparison with traditional assets like gold. Mallers explained that Bitcoin combines the ability to store value with the possibility of transferring it instantly on a global scale. This duality positions the leading asset as a functional tool within today's digital economy, especially for companies operating in multiple markets.

Bitcoin as a global treasury standard

Twenty One Capital's current operations perfectly align with Jack Mallers' words during the conference. To date, the firm ranks second among the largest publicly held Bitcoin holders, according to data from BitcoinTreasuries. 

This company has 43.514 BTC, equivalent to about 3.400 millionTheir position reflects how companies use the Bitcoin protocol to protect their capital against the constant devaluation of the dollar, while leveraging its network to move wealth efficiently.

By 2026, Bitcoin is poised to become the ideal platform for payments, facilitating high-speed, low-cost value transfers. Along with Mallers, other experts like Michael Saylor emphasize that businesses gain freedom by adopting it, as they escape the control of centralized institutions. With Bitcoin, companies and businesses can optimize their payment logistics, overcoming the delays and inefficiencies of the traditional system.